water damage restoration utica miHave you suffered from a flood and need Water Damage Restoration in Utica MI or surrounding areas? If so, call the top rated Utica MI Water Damage Restoration experts at Action Extraction by calling (800) 713-4333 immediately.

There is a lot of confusion about what types of water damage is covered under a home insurance policy. With so many home insurance mold claims being denied, home owners are left with a lot of questions when it comes to water damage to their home. Let’s take a look at what types of water damage is covered under your home insurance policy and what to do if you home has suffered from water damage restoration in Utica MI or nearby and surrounding areas of Utica MI

Examples of What Types of Water Damage Your Home Insurance Policy Would Cover

Homeowners policies do not always cover damages due to a flood unless you hire a claims specialist like Action Extraction to manage the claim and represent you to the insurance carrier. Fresh water damage from a pipe break, appliance malfunction or sink overflow is always covered.¬†For example, they would generally pay for damage from rain coming through a hole in the roof or a broken window if the hole was caused by strong storm winds. On the other hand, if you have a hidden pipe leaking in your house and over time water damage occurs, that would not be covered. It pretty much boils down to whether the water damage was caused by a covered peril such as a storm… if the water damage was due to you not keeping your house maintained and repaired then your insurance would not cover it. If you don’t know what water damage is covered, review your home insurance policy or check with your home insurance company now, before any damage occurs.

Clean Up Your Water Damage to Avoid Mold

Regardless of how the water damage happened in your Utica MI home, it is important to take similar steps to remedy it. Never ignore indications of an obvious water problem in your home. You should immediately attempt to find and stop leaks at their source. When water leaks into your property, moisture can collect, allowing mold to develop. Mold can cause further damage to your property and can potentially cause health problems. The adverse health effects from mold exposure can range from runny noses, coughs, nosebleeds, congestion, and sinusitis to more serious upper respiratory ailments such as asthma or bronchitis. A lot of insurance companies are restricting mold damage, but some mold damage may be covered if it was caused by a covered peril. If this applies to you, contact the Utica MI Water Damage Restoration Experts at Action Extraction immediately by calling (800) 713-4333.

When a Storm Causes Water Damage

If sudden water damage occurs to your Utica MI property, such as with a storm, it is important to dry all wet areas and provide air circulation to aid in the drying process. Also, cover any areas with a tarp to prevent more water damage. Covering, drying, and dehumidifying wet areas can help minimize the possibility that mold will accompany water damage.

source: personalinsure.about.com

Contact The Utica MI Water Damage Restoration Experts at Action Extraction  by calling (800) 713-4333 for 24/7 immediate emergency flood service.